FDIC Weekly National Rates and Rate Caps Update

Non-Jumbo Deposits (< $100,000)

Deposit Products National Rate1 Rate Cap2
Savings 0.06 0.81
Interest Checking 0.04 0.79
Money Market 0.09 0.84
1 month CD 0.06 0.81
3 month CD 0.08 0.83
6 month CD 0.12 0.87
12 month CD 0.20 0.95
24 month CD 0.33 1.08
36 month CD 0.46 1.21
48 month CD 0.58 1.33
60 month CD 0.75 1.50

Jumbo Deposits (≥ $100,000)

Deposit Products National Rate1 Rate Cap2
Savings 0.06 0.81
Interest Checking 0.04 0.79
Money Market 0.13 0.88
1 month CD 0.06 0.81
3 month CD 0.09 0.84
6 month CD 0.13 0.88
12 month CD 0.21 0.96
24 month CD 0.35 1.10
36 month CD 0.48 1.23
48 month CD 0.61 1.36
60 month CD 0.78 1.53

The FDIC began posting the National Rate and Rate Cap on May 18, 2009. Data is not available prior to May 18, 2009. This historical data can be accessed at Previous Rates

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